Hello, this is Frank.

Today’s featured topic, as you can already tell from the title, is all about SBI Shinsei Bank’s Interest Rate.

As of April 4, 2025, SBI Shinsei Bank is offering a jaw-dropping 1.5% annual interest rate on 3-month time deposits (after tax: 1.1952% per year). This rate is available for three months starting from the month your account is opened. Pretty amazing, right?

If you’re feeling uncertain about stock market investments, this is a great alternative to grow your savings safely and steadily through a bank account.

And here’s a pro tip — you can even earn cash rewards through affiliate programs. I personally signed up for an SBI Shinsei Bank account using the self-back feature from A8.net and made some extra money along the way. Being quick and flexible with your actions really pays off!

However, note that you cannot combine affiliate rewards with official bonuses or campaigns offered directly by SBI Shinsei Bank. So make sure to register for free with A8.net and check the details in the self-back content section.

Important Notice!
The interest rate is current as of April 4, 2025, and is subject to change. Please apply at your own discretion and responsibility.

Looks like we’re heading toward a fierce interest rate competition among banks in Japan!

Note) APY = Annual Percentage Yield (Nenkan-Rimawari in Japanese)

If you’re interested in my published work, feel free to check it out here.

Thank you for reading today.

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